Car Insurance Types

November 2, 2017

There are three main types of car insurance – Third Party, Third Party Fire and Theft, and Fully Comprehensive.

Third Party is the most basic form of cover – it pays out if you cause an accident, and it covers the damage done to other vehicles. It also covers treatment costs of another driver and their passengers, and also compensates your passengers for injuries sustained. Third party does not cover the cost of repairs to your own vehicle, or injuries you sustain as the driver. It also does not cover you for fire damage or theft of your vehicle. This form of cover is most suitable for those with older cars or cars that are repaired cheaply.

Third Party Fire and Theft offers the same cover as Third Party, as well as additional cover against theft and fire damage.

Fully Comprehensive insurance covers damage to your vehicle as well as damage to other vehicles. Even if the accident is your fault, you can claim for the repairs on your car and treatment of your injuries. It also covers you against fire damage and theft. Comprehensive cover varies – some will cover you to drive another vehicle, meaning you can drive someone else’s car with their permission. Some also cover you when driving your car overseas. Some even cover you to drive hire cars.

Latest News

Mental Health

December 6, 2017

According to the World Health Organisation, there is a loss of 10-25 years of life expectancy in those with severe…

read more

VAT Explained

December 6, 2017

VAT is Value Added Tax – a tax applied to goods and services. The standard rate in the UK is…

read more

Public Limited Companies

November 22, 2017

Public limited companies (PLCs) are a type of company in the UK. They are limited liability companies, whose shares may…

read more

Drug Use

November 15, 2017

Recreational drug use can significantly affect your life expectancy. Each drug has different side effects that vary in severity, and…

read more

Renewable Energy

November 8, 2017

There are many different types of renewable energy. They fall into the categories of Wind power, Hydropower, Solar, Geothermal and…

read more


  • Affordable health Insurance

    Affordable health Insurance
  • Remortgage

  • Signup today!

    New drug effective for hot flashes

    Bore marrow oedema in elite athletes

    Morrisons profits rise